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9-29-2016 Workforce Development

North Dakotans Saving Nearly Four Times More in College SAVE than Five Years Ago

North Dakota residents are saving an average of $2 million per month for college through College SAVE accounts. That’s a great deal of progress over the $575,000 average in savings per month from five years ago. The numbers of College SAVE accounts are more than three times greater than five years ago, totaling more than 18,000 accounts today.
 
While the numbers are encouraging, Bank of North Dakota president Eric Hardmeyer states, “There is significant room for growth. North Dakota has 52,000 households with children under the age of 18. Of these, one in seven is currently saving through College SAVE. Tens of thousands are missing grant opportunities offered by the State.”
  
College SAVE is the state-sponsored 529 plan and has two grant programs available for North Dakota residents.

  • Children First contributes $200 to every newborn in the state when an account is opened by the child’s first birthday. There are no income requirements so EVERY North Dakota baby qualifies.

  • The ND Matching Grant Program gives $300 to residents who meet income parameters for up to three years. Four out of five North Dakota families qualify for the Matching Grant Program.

 The grant programs are an effective means of increasing college savings. If a child receives the Children FIRST grant and all three years of ND Matching Grants during the first three years of a child’s life, the $1,100 in grants and the family’s own contributions of $1,100 will grow to $5,091 by the age of 18 assuming today’s average current rate of return of five percent.
 
In addition to the grants, College SAVE earnings grow federal and state tax-free as long as they are used for qualified higher education expenses, which expanded this year to include the purchase of computer equipment used primarily for education. The program is known for its flexibility because it can be transferred from one person to another qualified family member if the original account designee does not attend college. Savings can be used at both in-state and out-of-state schools.
 
Visit collegesave4u.com to learn more.

ND Career and Technical Student Organizations to meet in Bismarck.

The North Dakota Career and Technical Student Organization state officers will be meeting in Bismarck June 12-16 for State Officer Training.  State officers for DECA, FBLA, FCCLA, FFA, SkillsUSA and TSA will be in attendance.  Patrick Grady, trainer from TRI Leadership will be in Bismarck to work with state officers on goal setting, communication, meeting planning, social etiquette, advocacy and teamwork.  The culmination of the training will be a professional business dinner with etiquette training.  These young people will be the future leaders our state and will develop skills to last a lifetime through this training.

 

Tigirlily Video Kicks Off Click It or Ticket

Failure to wear your seatbelt can be the difference in walking away from a crash, being injured or worse. Krista Slaubaugh from the band Tigirlily can attest to this. Krista was involved in a car crash last December and found herself suspended upside down in her vehicle. Had she not been wearing her seatbelt, the outcome could have been very different. Krista hopes by telling her story she can change students minds into realizing seat belts do save lives.
 
In 2015, a risk behavior survey of ND high school students showed thirteen percent of males and six percent of females said they rarely or never wear a seat belt when driving a vehicle. So far in 2016, 75 percent of motor vehicle fatalities in North Dakota were not wearing seat belts.
 
The video was developed by the North Dakota Department of Transportation and can be viewed at https://www.youtube.com/watch?v=7ZqXCloPpv4&feature=youtu.be. More information can also be found at www.ndcodefortheroad.org.


Bank of North Dakota expands College Application Month effort statewide

Bank of North Dakota (BND) has worked closely with North Dakota University System (NDUS) and the Governor’s Office to develop a plan to implement North Dakota College Application Month in October 2016.

What is College Application Month? 

College Application Month is part of a national initiative known as the American College Application Campaign. The American Council on Education started this program in 2005 with a single high school in North Carolina. Today, it reaches more than 250,000 schools in all 50 states. North Dakota was the final state to join the initiative in 2014.
The goal of College Application Month is to increase the number of first-generation and low-income students pursuing a college degree or other higher education credential. Nationally, this effort has been extremely effective in meeting these needs with schools indicating that up to 77 percent of the applicants on these days were in that demographic.
In addition to applying for college, College Application Month also helps students and their parents learn about the FAFSA and begin that process. With changes to the FAFSA guidelines being implemented for the 2017-2018 college year, October is a perfect time of the year to conduct these events.

Bank of North Dakota’s role in College Application Month

As a pilot program this fall, BND will cover one application fee per student to a North Dakota college or university when the student applies during the school’s college application day.
Bank of North Dakota will support College Application Month in these ways:

  • Create partnerships with key stakeholders

  • Cover one $35 college application fee per student applying to college

  • Recruit volunteers to assist with each school’s day from our banking, credit union and economic development contacts

  • Provide online resources to help implement a college application day

  • Four of the schools that register by June 9 will receive a concert at their school by Tigirlily, the popular singing duo from Hazen, North Dakota



Summer Camps - Are You Attending?

Summer camps are a great way to spend your summer and make learning fun! Below is a list to get you started in looking for the right one:

G.E.M.S Camp

Engineering Camp

Summer Ag Academy

Kids College Camps

College for Kids 2016



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